Dismiss Your Debt Lawsuit Faster with Mr. Credit Correct
We're here to empower you against aggressive collectors, spotting FDCPA violations that could net you $1K+ penalties
Our Services
Let's get this case dismissed and maybe win $1000 plus.
Debt Lawsuit Defense
Respond to your summons in the 20 day window, draft motions to dismiss on technicalities, and negotiate settlements. We handle the paperwork so you don't default 80% of cases resolved in your favor without court drama. Perfect for: $5K-15K suits from debt buyers like LVNV or Portfolio ETC.
FDCPA Violation Hunts
Audit collector tactics for illegal harassment, missing validations, or wrong amounts—unearth breaches worth $1K statutory penalties per violation. Turn their mistakes into your payday, plus leverage for case drops. Perfect for: Anyone tired of calls and threats; we sue back if it pays.
Credit Repair & Rebuild
The law is the law: If your consumer report isn't 100% accurate, we dispute inaccuracies under FCRA—then sue for up to $1,000 statutory damages per willful violation + actual losses (like denied loans or emotional distress) if bureaus fail to investigate and fix in 30 days. Post-win, we remove negatives, guide score boosters.
Remove Bankruptcy
Facing bankruptcy? It's a powerful reset that stops suits cold via automatic stay—but accurate filings stick 7-10 years under FCRA. For $500, unlock the upside: Dispute any errors for quick wins, time your filing to maximize protection, and get a custom rebuild roadmap to spike your score 50+ points faster during/after discharge. We bust Chapter 7/13 myths, map fresh-start tactics—note: You'll wait 3-4 months after filing for us to dispute it.
Why Choose Us
Nationwide Expertise, Proven Wins
We’re experts who’ve dismissed 80% of summons cases across the country—spotting FDCPA traps others miss. No matter the state, we handle the rules to keep you from default. Your Edge: Broad know-how saves you from default disasters, anywhere collectors strike.
Affordable Powerhouse
$750 flat fee covers full defense + credit rebuild—half the cost of attorneys averaging $1,200+. No hourly surprises, just one-and-done value. Your Edge: Invest in wins, not bills—reclaim thousands without breaking the bank.
FCRA Enforcers
The law demands accuracy: We dispute report errors, sue for $1K+ if bureaus slack (up to 30 days to fix). Turn inaccuracies into payouts and clean slates. Your Edge: From defense to offense—your report becomes your weapon.
Empathetic, Hands-On Guidance
We get the stress of that doorstep serve—personal calls, no jargon, and 48-hour starts. Plus, 100% effort guarantee or refund. Your Edge: Feel supported, not sold—real people fighting for your peace.
About Our Company
Founded by Kris, a dedicated consumer advocate who’s turned the tables on debt collectors for everyday consumers. We’re the reliable partner who gets the summons stress and fights back with proven smarts. With 7+ years in consumer law, we’ve helped 50+ folks dismiss cases, reclaim credit, and find relief.
I’m Kris, the force behind Mr. Credit Correct. It hit home when I was sued by three debt collectors—I settled out of fear, clueless about FDCPA/FCRA rights. That sparked my vow: No more consumers paying vultures. I started with family/friends, grew it to a side hustle, and now it’s full-time—empowering 50+ consumers to dismiss cases and rebuild stronger. I’m not a lawyer and do not pretend to be one, but I’ve mastered statutes and tactics over 7 years. We’re your coach: Honest, hands-on, 100% effort guaranteed. We’ve lived it—from defeat to dominance, guiding you through every step with clear strategies and unwavering support.
- 7+ Years in Consumer Law – Studied for real results.
- 50+ Cases Dismissed – Suits to credit overhauls.
- Non-Lawyer Empowerment – Straight talk, nationwide.
Client Testimonials
FAQ
- How soon do I need to respond to a debt summons? In NY, it’s typically 20 days if personally served (10 days if out-of-state, 30 for mail/substituted)—missing it risks default judgment. We kick off your response in 48 hours to beat the clock, drafting everything under our package. Don’t wait; early action flips the script.
- Can you remove bankruptcies from my credit report? Accurate bankruptcies stay 7-10 years as public records under FCRA—we can’t remove them right away it has to be 3-4 month after you filed, The price is $500, we dispute any errors, advise on optimal filing timing to halt suits, and build a fast-track rebuild to boost your score 50+ points sooner. It’s a reset, not erasure, but you’ll wait 3-4 months after filing for the discharge to hit and temporary reporting to clear we make it work for you every step.
- What’s the cost, $750 flat for debt lawsuit defense (full response, FDCPA hunts, credit rebuild); $500 for bankruptcy management (dispute errors, filing guidance, post-discharge plan); or bundle both for $1,200 to crush suits and bankruptcy together—no hourly BS or surprises, way less than lawyers’ $1,500+. We back it with 100% effort:
- Are you lawyers? What about legal advice? Nope—I’m not a lawyer and don’t pretend to be; we’re consumer advocates with 7+ years mastering FDCPA/FCRA. We provide empowerment tools and strategies, not advice—fully CROA-compliant, with disclaimers everywhere. Think coach, not counsel.
- How do you help with FDCPA/FCRA violations? The law’s your weapon: We audit for harassment or inaccuracies, dispute under FCRA (30-day fix window), and sue for $1K+ per willful breach if they slack. 90% of cases see wins—turning their mess into your payout and clean report.
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